I have several credit cards as a savvy credit card user in my collection. After a time, I realized I had more cards in my head than I could keep track of. While collecting points and miles, getting huge sign-up bonuses, and earning large cash-back percentages can be extremely satisfying, staying on top of the game’s rules can be difficult.
As I try to keep track of all those figures, I considered utilizing some of the best credit card point and mile tracking apps. Continue reading to learn more about them.
Knowing which credit card to use for various transactions is crucial to getting the most out of your credit card rewards once the sign-up incentive has worn out. Because it isn’t only for frequent flyers, Uthrive is one of the most comprehensive reward-tracking applications available. It also provides me with personalized credit card recommendations based on my spending habits.
The app keeps track of my spending, but it also makes suggestions for which cards to use for present and future transactions. This allows me to earn the most points and make more informed judgments about which credit cards to maintain or cancel.
Despite being a newer app, Uthrive assists me in maximizing my credit card rewards. In addition, the app is linked to all of the major credit card companies and travel reward programs in the United States.
AwardWallet links me to over 600 different rewards programs, allowing me to keep track of my airline, hotel, and credit card points. AwardWallet is also compatible with all major credit card companies. The app provides many tools to assist me in getting the most out of my credit card perks.
In addition to tracking my points, AwardWallet keeps track of my elite status and alerts me when points or miles are about to expire. I can also track my credit card spending, vacation plans, and credit card travel and dining credits using AwardWallet.
AwardWallet is an essential tool that can help me stay on top of my credit card rewards and those of my entire family. It’s also free to use. However, I originally paid $30 per year for the AwardWallet Plus service, including limitless expiration tracking and account balance updates.
The Points Guy (TPG)
As a rival to AwardWallet, The Points Guy debuted its credit card rewards app in September 2021. I can use the app to keep track of my loyalty account balances, check my credit card spending progress, and get advice on which cards to use to get the most rewards.
I can also remain up to date on the newest rewards program updates with a tailored news feed. As a traveler, I utilize the reward planning tool to quickly determine how many miles I’ll need for a bucket list visit and prepare to achieve that objective.
It’s a great guide for beginners who want a more in-depth look at their credit card rewards journey from beginning to end. Currently, the TPG App is only available on the Apple Store for free.
MaxRewards is associated with credit card issuers and banks, unlike other rewards trackers that monitor travel loyalty programs. It accepts over 800 credit cards from over 80 different card issuers. However, if hotel and airline loyalty programs are a big component of your rewards plan, you could be better off using something else.
MaxRewards offers a broad set of functionalities, including sign-up bonus monitoring, a credit dashboard, the best card for use, and a simple, convenient platform to track my rewards balances.
Although the app is free to use, I opted for the paid version, MaxRewards Gold, to have access to better features. I got perks for $3 a month like automatic quarterly bonus category activation and auto-activation of American Express, Chase, and Citi issuer promotions. In addition, Gold maintains my card issuer deals and provides me updates about new and expiring offers.
Points Loyalty App
The original loyalty program tracker was Points.com. I can track, convert, and redeem points with five loyalty reward programs using the Points Loyalty App. The app delivers real-time rewards balance updates. However, it only supports a small number of loyalty programs.
The Points Loyalty App is one of a kind in that it allows me to convert points across currencies. In addition, I may exchange my points and miles for gift cards. Although none of these alternatives is the most efficient use of points, they may be useful when my points are near expiration, and there is not enough to redeem a reward.
It’s the only app that lets me convert “orphan” miles to gift cards or redeem them. In that sense, it allows me to make excellent use of some unused points and miles. Points Loyalty Wallet is currently only available as a desktop application.
TripIt is a travel app that lets me keep track of my trip plans and rewards from any device. However, I had to pay for TripIt Pro at $49 per year to use the tracking function.
TripIt Pro, like AwardWallet, notifies me when my points or miles are due to expire. It also automates updating my rewards balances, so I don’t have to. Furthermore, the user interface is simple.
VIP travel perks, real-time flight notifications, and itinerary sharing are among the other features of TripIt Pro. It’s a good option for anyone who wants a full combination of tools to help them get the most out of their trip.
Traxo Traveler, like TripIt, is more than just a rewards tracker. The free app keeps me up to date on flight notifications and helps me keep account of my itineraries and rewards. It’s accessible as a web application as well as a mobile app.
I receive notifications when my rewards balance changes or I attain a new status with a certain program. I also get reminders when my points expire, much like with TripIt Pro and AwardWallet Plus.
However, one big flaw with Traxo’s app is that it is not constantly updated. It could be good enough to justify it if you just plan to use Traxo’s web version. However, TripIt is a better option if you want all of the functionality on the go.
Zac Hood, a Denver Colorado schoolteacher and award-winning travel junkie, developed Travel Freely. He made this app to assist people in better organizing and using the credit cards they use to earn points and miles for award travel.
It aids me in keeping track of my credit cards and possible sign-up incentives. It also generates tailored credit card suggestions to help me get the most out of my benefits. It notifies me about impending bonus spending deadlines, yearly fees, and renewal dates by email.
When I initially checked it out, it gave a quick start guide for beginners to assist me in learning more about rewards programs, credit score monitoring, and best practices for applying for credit cards. Travel Freely is an excellent tool for novices struggling to organize and manage their credit cards.
Mint isn’t a reward tracker in the same way that some of the other apps on this list are, but it may still be handy for keeping track of points, miles, and spending. This is attributable to the fact that I can readily view all of my transactions in one spot.
I can also filter to see how much I’ve spent with my card over a specific period. As someone who uses numerous credit cards regularly, having them all in one location can help me remain on track and avoid overspending on any of my accounts.
It also helps me watch for any potentially fraudulent or questionable transactions. In addition, I can see all of my upcoming credit card payment due dates to ensure that I am compliant on all of my accounts.
UsingMiles, like Traxo Traveler, is only accessible via the web app. As its name implies, the tool keeps track of my rewards and allows me to redeem them. I can monitor my rewards and book travel with cash with a free membership.
For the premium subscription, I paid $29.99 annually. Alerts regarding expired points and miles and special additional incentives from my loyalty programs are included in the upgrade. In addition to cash, I utilized the platform to book award travel using my points or miles.
The option to book award flights and hotel stays without leaving the site is UsingMiles’ standout feature. However, the absence of a mobile app and the free version’s limited functionality may not be for everyone.
It’s hard for me to keep track of my credit card points and miles, especially when I have many cards and loyalty programs. When it comes time to redeem, I need to keep track of how many points and miles I have.
These tools help me avoid wasting points and miles, which is a terrible thing to do. Plus, I don’t have to worry about checking several different mobile banking apps with one of these all-in-one tracker apps.