It is easy to access information about US federal grants and loans online. However, you may need to look through various official websites of government agencies and offices. I still spend time before I finally land on the page containing the information I need.
Fortunately, the US Grants and Loans app primarily focuses on providing all the relevant information about the grants and loans offered by the government. It also directs its users to the official website of the concerned agency for applications and concerns.
Learn more about the US Grants and Loans app and its features below. Discover how I applied for various grants from the federal government with the help of the US Grants and Loans app.
- Introducing the US Grants and Loans App
- Exploring the US Grants and Loans App and Its Content
- Learning about the Government Loans on the App
- Knowing the Things about Student Loans on the App
- Searching for Loans and Grants on the App
- Getting Free Credit Reports on the US Grants and Loans App
Introducing the US Grants and Loans App
The US government has an official website regarding grants and loan programs for the people. The website contains all the relevant information about federal grants and loans. However, there is still some confusion as there is another state agency where we can get the official information.
Although the website is already accessible, the Trend Mobile App team made the information about these grants and loans more accessible through a mobile app. With the help of the US Grants and Loans app, I can read the updates and details on grants and loans on my phone anytime and anywhere.
The app aims to help everyone learn, search, and apply for government-funded grants and loans. It covers all the necessary information about finding the available grants and loans alongside the eligibility requirements.
I can also read about the recent news, updates, and changes on these grants and loans on the US Grants and Loans app. The app also offers loan tools such as a loan calculator to help me decide if I should take a loan.
Getting the US Grants and Loans App
I discovered the US Grants and Loans app online when I was looking for an app that could help me better understand government grants and loan programs. The US Grants and Loans app has maintained its high user rating and excellent reviews.
Trend Mobile App launched the US Grants and Loans app exclusively for Android devices. Thus, the US Grants and Loans app can only be downloaded from the Google Play Store. The app is free to be installed, and there are no in-app purchase items available.
The US Grants and Loans app runs best on Android OS 4.1 and up devices. In addition, the app wanted to access my file storage and media files. US Grants and Loans also asked permission to do the following: receive data from the internet, run at startup, view network connections, have full network access, control vibration, and prevent the mobile device from sleeping.
Exploring the US Grants and Loans App and Its Content
After installing the US Grants and Loans app, I was surprised that it did not ask me to create an account or profile to enjoy its features and content. It immediately brought me to its Home page containing its main content related to the grants and loans of the government.
The US Grants and Loans app offers the following content and features: Search for Government Loans, What is a Loan from the Government?, Get a Studnet Loan, Loan Calculator, Search and Apply for Grants, What May Receive a Grant?, Grant-Making Agencies, Free Credit Reports, and Latest News on Grants and Loans.
Based on the content offered by the app, all of my questions regarding government-funded grants and loans will be answered. The content categories are also present in the app’s menu aside from its Home page.
The US Grants and Loans app’s menu also contains the Settings menu and the basic information about the app itself. A “share” option on the Home page allows me to share any content with my friends or family members across messaging apps.
Checking the About and Settings Options on the App
I was curious about how the app came to life since it provides necessary data and information about grants and loans. The app clarified that a private company owns it and is not affiliated, endorsed, authorized, or licensed by federal government entities.
I also checked the Settings menu on the app, which main covers notification messages and usage data. The app asked me if I wanted to enable notification alerts. If so, I can also turn on the notification sound and notification vibration options.
The US Grants and Loans app asked if I would allow it to collect anonymous usage data. The team will use the collected data internally to improve the app’s services and features.
Learning About the Government Loans on the App
The US Grants and Loans app gives importance to the knowledge of its users regarding grants and loans. Thus, it provided a summarized yet comprehensive definition of government loans in the US and their corresponding eligibility requirements.
Even though I already knew about government loans, the app helped me understand them more with the technical definition. It mentioned that government loans serve a specific purpose for its people, like paying for education, helping with housing or business needs, or responding to an emergency crisis.
The app also stated the importance of eligibility because it does not want its users to waste time applying for funding opportunities that are not meant for them. It clarified that I could apply as an individual or representative of an organization.
There is a direct link to the specific eligibility requirements by the federal government, so I can check them firsthand.
Knowing Who Is Eligible for the Grants
The US Grants and Loans app listed all the possible organizations that can apply for US-funded loans and grants. The following are the eligible government organizations that can apply for grants and loans: state governments, county governments, city governments, special district governments, etc.
Educational organizations can also apply, including independent school districts, public and state-controlled institutions of higher education, and private higher education institutions. Public housing organizations and non-profit organizations are also welcome for such grants.
US Federal Government also accepts small businesses, individuals, and foreigners to apply for various loans and grants.
Knowing the Things About Student Loans on the App
One of the most popular loans funded by the US government is the student loan. The app helps us understand and explore ways to pay for college or technical schools with the help of student loans.
The app explained why federal student loans are generally more favorable than private loans. I liked that the app provided all the necessary information comprehensively, including the Federal Studnet Financial Aid and the application form.
There are also video discussions on what to do after applying for a student loan, which concerns the repayment. Lastly, the app offers a video discussion on the different types of Federal Student Aid.
Using the Loan Calculator of US Grants and Loans
Another interesting feature of the US Grants and Loans app is the loan calculator. The app helps me understand the current condition of my loan.
The loan calculator asked for my loan data like the total amount of the loan, the annual interest rate, and the repayment period. I may also indicate the number of payments sI already made and how much I paid so the app can compute the remaining balance.
Searching for Loans and Grants on the App
The app offers categories of the loans and grants available for the mentioned eligible individuals and organizations. Depending on my situation, I can browse the categories to search for the appropriate loan that I may take.
The loan categories on the US Grants and Loans app are Agriculture, Business, Disaster Relief, Education, General, Housing, and Veteran.
Meanwhile, grants are given to help individuals and families in need to become self-sufficient or lower their expenses.
Checking the Grant-Making Agencies
The US Grants and Loans app also lists all the government agencies that provide aid grants to people. Here are the grant-providing agencies: US Agency for International Development, Corporation for National and Community Service, Department of Agriculture, Department of Commerce, etc.
Some of the other agencies are the Department of Housing and Urban Development, Department of Justice, Department of Labor, Department of Transportation, Department of Veterans Affairs, Environmental Protection Agency, Social Security Administration, etc.
The app provides a direct link to the agencies’ official websites so that users can easily check the availability and eligibility requirements of the grants.
Getting Free Credit Reports on the US Grants and Loans App
The US Grants and Loans app allows users to get free credit reports that can be used in the US federal government grants and loans application. The app provides a link on how we can get credit reports by phone, mail, or email.
There is also a direct link to the Annual Credit Report that needs to be opened in an external browser.
There is also a comprehensive explanation of how to get and what to expect in the Annual Credit Report.
Staying Updated on the Latest News
The last main content of the US Grants and Loans app is the latest news on the grants and loans by the US federal government. It also includes all the news involving the grant-providing agencies.
This information helps me stay updated on the changes in policies and eligibility requirements and the new programs offered by the government.
The US Grants and Loans app encapsulates all the relevant information about US federal government loans and grants. It automatically directs the users to the websites of the concerned agencies for applications and concerns.
If you are in need of financial assistance, you should definitely check out the variety of government benefits and grants available.